I sold my 3-bed townhouse & downsized to a tiny home mortgage-free, people think I’m crazy but the housework is minimal

I sold my 3-bed townhouse & downsized to a tiny home mortgage-free, people think I’m crazy but the housework is minimal

A WOMAN who downsized her house and made it a “tiny home” says she thought it was “absurd” to be living in a bigger property when she didn’t need to. 

Adelle said the decision has allowed her more financial freedom and to save up some money.

Adelle explained why she sold her 3-bed house for a tiny home
Adelle explained why she sold her 3-bed house for a tiny homeCredit: YouTube
Her tiny home is 300 square feet in total
Her tiny home is 300 square feet in totalCredit: YouTube
She has a fully fitted kitchen and living area
She has a fully fitted kitchen and living areaCredit: YouTube

“A lot of people have told me ‘you’re the most fiscally responsible person I’ve ever met,'” she said in a YouTube video.

“To be fiscally responsible, you have to make fiscally responsible choices.

“Why would I have 16 hundred square feet when I only need 300?”

Adelle used to live out in Utah in a three-bedroom and three-bathroom townhouse, and although she “loved it” she believed it was “too much, too big” for her to live in so decided to downsize. 

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She added the decision to purchase her tiny home was due to the housing market.

Adelle said although she had “always turned a profit” with the houses she owned, she’d struggled with the housing market in recent years. 

With “way less to clean, way less to vacuum,” the Montana-based 20-foot long and eight-and-a-half inch wide abode cost her $40,000 (£31,100) and refurbishing it cost an extra $25.000 (£19,400). 

“It was designed modular so any of the cabinets can be moved in any position and they fit, and the floor goes out under everything,” Adelle explained during the tour.

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“That makes it a lot easier to customise and make it what you want.”

Much of what’s in Adelle’s home is reused and recycled, and she says she had help from her loved ones too. 

I won’t pay a penny in rent after transforming a trailer at the bottom of my parents’ garden into a tiny home – it only cost me £5k to do too

She says one of her favourite things about her minimalistic home is the deck.

She says she uses it to do yoga, “hang out [and] have a beer,” and she plans to expand it when she decides on a more permanent place for it. 

Something she wasn’t so sure of at first was her composting toilet system which she was “a little apprehensive about it at first”.

“I empty the tank once a week and then I clean it out maybe once a month,” she told viewers.

Adelle says she hasn’t noticed a smell in the drain outside her home either.

She has an on-demand water heater and her propane heater rarely gets used, with her saying she used it “five times” last winter

She also sits on the sofa to have dinner so there is no need for a dining table, her bookshelves are never full because she loans them to friends “across the country,” and her wardrobe is a small cabinet because “nothing has really changed” with her style.     

[I] try to live every day just finding the joy in the little things.  

Adelle

She doesn’t have a stove, instead, she has two hot plates which makes her “more creative” with her cooking, and she doesn’t have a dishwasher. 

“I really like that it allows me to get outside more, even just having the windows all open kind of makes me feel like I’m still outside,” she explains.

“[I] try to live every day just finding the joy in the little things.  

If you’re thinking about downsizing like Adelle, she says she recommends looking at getting a loan.  

“There’s different certifications you have to go through, you can’t just start building a tiny home and get it insured.”

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Payments are a bit steeper, she says, but it’s likely to be around seven years rather than 30 as with a mortgage.”

She jokes you should try living in a tiny home on a holiday first to see if “everyone will be able to live in peace and harmony in a small space”.

Tiny Homes FAQs

The tiny house movement began in the USA before gaining popularity in the UK.

What is a tiny home?

Tiny houses are small, fully-equipped living spaces designed to lead a more sustainable, off-grid lifestyle. Although they vary in size and shape, tiny homes tend to be between 15 and 50 square metres in capacity, made of sustainable materials and are easier — and cheaper — to maintain than traditional brick homes.    

Are tiny homes legal in the UK?

As long as the tiny house doesn’t exceed 19.8m x 6.7m in size, it is defined as a caravan in UK law. Therefore, tiny houses are classed as legal additional living space.

Can you get a mortgage for a tiny home?

The small size and relatively low cost of tiny houses means they’re not generally considered eligible for a mortgage. However, there are plenty of options to take out a loan to fund your dreams of the perfect, moveable home.

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Rebecca Miller

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